Cashfree Payments vs CCAvenue
Compared on ₹ pricing, GST/UPI fit, features, and pros & cons for Indian businesses.
Cashfree Payments and CCAvenue use different pricing models — one is a one-time license, the other a subscription. Not directly comparable on price alone.
Both tools match the same number of India-fit signals (3/4).
Pricing
- Payment Gateway (1.90% + GST per txn)₹0/one-time
- Payouts & Disbursal Plan₹0/one-time
- Free tier available
- Privilege Plan (2% standard on domestic cards/UPI)₹0/one-time
- Corporate Custom Volume Slabs₹0/one-time
- Free tier available
India fit
Features
- Payment Gateway with 120+ payment modes
- AutoCollect Virtual Bank Accounts
- Instant 24x7 Payouts (IMPS, UPI, NEFT)
- UPI Autopay recurring mandates
- Vendor split settlements
- GST-compliant automated tax reports
- Global card acceptance
- 200+ payment options across Indian & global payment modes
- Multi-currency processing across 27 major foreign currencies
- Smart Dynamic Routing with multi-bank fallback redundancy
- CCAvenue SNIP (Social Network In-stream Payments)
- F.R.I.S.K. proprietary fraud risk mitigation engine
- Recurring invoice generation & automated payment reminders
- Dominant integrations with major Indian state and nationalized banks
Pros & cons
Pros
- Market leader in automated bulk payouts and refunds
- Slightly lower baseline rate (1.90%) compared to 2% standard
- AutoCollect virtual UPI IDs and accounts make reconciliation effortless for B2B
- Excellent reliability during peak flash sales and high traffic events
Cons
- Developer documentation is slightly less beginner-friendly than Razorpay
- E-commerce 1-click checkout ecosystem is not as ubiquitous as Magic Checkout
- Support resolution for complex disputes can take 24–48 hours on standard tier
Pros
- Pioneer Indian payment aggregator (Infibeam Avenues) with decades of enterprise compliance
- Unmatched banking relationships for public sector tenders, universities, and government portals
- Supports 27 foreign currencies with local card processing
- High transaction capacity that rarely fails during major national utility billing days
Cons
- Merchant portal dashboard interface is dated compared to Razorpay and Cashfree
- Integration documentation and legacy code examples require experienced developers
- Dispute resolution and account changes require structured corporate paperwork
Detailed Strengths & Limitations Analysis
- Market leader in automated bulk payouts and refunds
- Slightly lower baseline rate (1.90%) compared to 2% standard
- AutoCollect virtual UPI IDs and accounts make reconciliation effortless for B2B
- Excellent reliability during peak flash sales and high traffic events
- Developer documentation is slightly less beginner-friendly than Razorpay
- E-commerce 1-click checkout ecosystem is not as ubiquitous as Magic Checkout
- Support resolution for complex disputes can take 24–48 hours on standard tier
- Pioneer Indian payment aggregator (Infibeam Avenues) with decades of enterprise compliance
- Unmatched banking relationships for public sector tenders, universities, and government portals
- Supports 27 foreign currencies with local card processing
- High transaction capacity that rarely fails during major national utility billing days
- Merchant portal dashboard interface is dated compared to Razorpay and Cashfree
- Integration documentation and legacy code examples require experienced developers
- Dispute resolution and account changes require structured corporate paperwork
Why people switch to Cashfree Payments
“cheaper 1.90% fee, superior bulk automated payout APIs for marketplaces, and dedicated virtual accounts for B2B reconciliation”
“more modern dashboard, better webhook stability, and faster instant refund capabilities”
Why people switch to CCAvenue
“demanded by government client mandates and legacy institutional enterprise contracts requiring CCAvenue's specialized bank gateway ties”
“broader coverage of regional co-operative and nationalized bank net banking channels”
Cashfree Payments vs CCAvenue: Frequently Asked Questions
Real answers on pricing, compliance, and migration between Cashfree Payments and CCAvenue.
Cashfree Payments and CCAvenue use different pricing structures. Review the pricing breakdown above to compare annual license costs against monthly subscription fees.